Terms and Conditions

IBFoundation | CGIB Program ("CGIB Program," "we," "us," or "our") welcomes you to our website. By accessing or using the IBFoundation website (ibfoundation.org.in), you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.

By using our website and services, you accept these Terms and Conditions as a binding legal agreement.

You may be required to create an account to access certain features of our services.

Account Responsibilities

• You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account
• You agree to provide accurate, current, and complete information during registration
• You must notify us immediately of any unauthorized use of your account
• You are responsible for keeping your login credentials secure

Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms and Conditions or engage in any fraudulent or harmful activities.

You agree to use our services for lawful purposes only.

Permitted Use

• Access and use our educational content for personal learning
• Participate in courses and program you have enrolled in
• Communicate with instructors and other students through designated channels

Prohibited Activities

You must not engage in any conduct that disrupts or interferes with the functionality or security of the website, including but not limited to:

• Attempting to gain unauthorized access to our systems
• Distributing malware or harmful code
• Engaging in any activity that violates applicable laws
• Sharing your account credentials with others
• Copying or redistributing course materials without authorization

All content, materials, trademarks, and logos on this website are the property of CGIB or its licensors.

Protected Content

• Course materials, videos, and educational content
• Website design, graphics, and user interface
• CGIB trademarks, logos, and brand elements
• Software and technology used to deliver our services

Certain program or services may require payment. You agree to provide valid payment information and pay all applicable fees.

Payment Processing

• All payments are processed through secure payment gateways
• You are responsible for any taxes applicable to your purchase
• Payment must be received before access to paid services is granted

Refund Eligibility

Refunds, if applicable, may be offered only under the following circumstances:

• Duplicate payment made in error.
• Payment made but the service was not provided due to reasons attributable solely to CGIB.

Refund Request Process

• Requests for refunds must be submitted in writing within 7 days of the payment date, along with valid proof of payment.
• Approval or rejection of any refund request is at the sole discretion of CGIB.
• In cases where refunds are approved, they will be processed within 10–15 working days to the original payment method.
• CGIB is not responsible for any delays caused by banks, payment gateways, or third-party processors.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Indemnification

You agree to indemnify and hold harmless CGIB, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Your use of our website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and disclose information.

We reserve the right to terminate or restrict your access to our website at any time, without notice, for violation of these Terms and Conditions.

Grounds for Termination

• Violation of these Terms and Conditions
• Fraudulent or illegal activity
• Conduct harmful to other users or CGIB
• Non-payment of applicable fees

Effect of Termination

Upon termination, your right to use our services will immediately cease. Any provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

We may update these Terms and Conditions from time to time.

Continued use of our website following any changes means you accept and agree to the revisions.

These Terms and Conditions are governed by the laws of the jurisdiction of IBFoundation | CGIB Program.

Dispute Resolution

Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in our jurisdiction.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

If you have questions or concerns regarding these Terms and Conditions, please contact us: